Rules Clarification: Cloak of Moonlight and Body Effects

[Zshlwre]

Yea it was actually my fault, I brought it up and the person running the mod told me to go with what I thought was right. I leaned towards not taking the effect due to some past discussions on seal armor. But when I checked the book it's made very explicit that the body is just like normal body, as opposed to a shield on top of body. I just wanted to post it so that people wouldn't be confused in the future.
Praise the rulebook
Praise Cassan